Interactive Walkthrough
Choose your perspective — walk through the experience step by step.
You need a loan. Here's how you request one and get funded.
Create a Loan Request
Loan title
Home Roof Repair
Amount
$8,000
Purpose (optional)
Replace aging shingles after storm damage
Only people you invite can see this request
Fill in the loan amount, purpose, and a title. Takes about two minutes. Nothing is visible to the public — ever.
Set Your Terms
Loan Term
Use IRS AFR Rate
4.52% — avoids gift-tax issues
Est. monthly payment
$694
12 months · 4.52% APR
Choose your repayment term and interest rate. We automatically suggest the IRS Applicable Federal Rate so your loan is tax-compliant and doesn't inadvertently count as a gift.
Your private link is ready
Share only with people you trust
handup.app/l/xk92mN
0 of 3 lenders committed · $0 of $8,000 funded
You get a unique link that only you control. Text it, DM it, or email it to whomever you choose. Multiple people can each contribute a portion — you don't need one person to cover the whole thing.
I'm Borrowing
Home Roof Repair
$5,500 funded
69%
3 lenders committed
Once fully funded
ACH payments of $694/mo will be auto-split to all 3 lenders on the 1st.
Total
$8,000
APR
4.52%
As lenders commit, you watch the funding progress in real time. Once fully funded, ACH payments split automatically and proportionally to every lender on the due date — no manual transfers.
Want to see it from the lender's side?
Create your first loan request in under 2 minutes — free.